How to Accept Credit Cards

Jan 13, 2017

If you’ve came across this article then you’re probably wondering the age old question, how to accept credit cards? If you’re new to the business I hope to shine some light on you worries around how to accept credit cards.

The process can be confusing, if you don’t know where to begin. My goal in this article to help you figure out how to accept credit cards and where is the best place to start.

Why do I need to accept credit cards?

If you’re a business that doesn’t accept credit cards then you’re missing out on a lot of potential customers. Most customers today, even in in-person settings don’t pay with cash and instead use credit cards. There are a lot of benefits to using credit cards, including the rewards you get with each purchase.

So, by accepting credit cards you’ll not only increase your business, but make your customers happy too! Now that you’re convinced, onward towards how to accept credit cards.

Where do I begin?

One of the easiest ways to accept credit cards today for your business is to open up a credit card processing or merchant services account. They make it easy to process payments and take all of the hard work off your hands.

They basically act as the middleman between you and all your payments from your customers. They allow you to accept a wide range of credit cards and handle all the behind the scenes processing. Without them it’s almost impossible to accept credit cards, and you’ll spend more time doing paperwork than you’d like.

Most times you won’t be able to even accept credit cards without them, because they help the banks out, since paying with credit cards is seen as some form of a loan.

You start your process of how to accept credit cards by, researching the best merchant services account that will meet all of your needs.

What features should I look for in a credit card processor?

Next on the how to accept credit cards list is to know what to look for in a credit card processor. Not all credit card processors were created equal, and it’s important to know what you’re looking for first. I’ll list out questions that you’ll find valuable on your search.

Are there any extra hidden transaction fees?

Transaction fees can eat up a lot of your profits, so it’s important to know what exactly you’ll be paying for, hidden fees and all. This is one of our how to accept credit cards hidden gems, as most people don’t ask about this.

Do they offer customer support?

Customer support is huge. The last thing you’ll want is to be stuck with a customer wanting to buy something, and not being able to process the payment. This can either be a software glitch or something larger, but when it comes down to it you’ll want the support.

What types of payments do they support?

This is important if you want to accept credit cards in the online space as well as in person. By having software that works with both you’ll streamline your ability to process payments, and know how to accept credit cards of different types.

I hope this has helped to answer your how to accept credit cards questions, and you can start processing payments very soon.

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